Solutions

Your business and personal finances, together.

01 Personal Audit Present day 02 Business Diagnostic Present day 03 Strategic Review Short and medium term 04 Forecasting Medium and long term
A personal audit ending in one monthly take-home number
Step 1 of 4

What your business has to pay you.

Account for your household finances and lifestyle goals to quantify the gap from where you are now to where you want to be.

  • Expenses, savings goals, big purchases ahead, and taxes — in one place
  • Taxes worked out for your state and filing status, not a flat guess
  • Every forecast and strategy on the platform is measured against this number
Entire App Free, No Account Needed
A cash-flow walk from revenue through costs to what the owner keeps
Step 2 of 4

See where you stand, automatically.

Upload however you track your finances. No setup, no chart of accounts to build first.

  • Statements, a spreadsheet, or a bookkeeping export — we read them for you
  • Your money walked from sales down to what you keep after tax
  • A scorecard that grades every line against others in your industry
Start For Free, No Account Needed
A strategy simulated on real numbers with a step-by-step action plan
Step 3 of 4

Make financially sound decisions.

See the complete picture of what a decision does to your financials.

  • A new hire, marketing channel, or product launch — each modeled on your numbers
  • Get step-by-step action plans for every move
  • Not sure what to focus on? Run all Plays and see them ranked by cash impact
Start For Free, No Account Needed
A 24-month forecast with breakeven, design and target milestones marked
Step 4 of 4

Define and vet the next stage of your business.

Eliminate the bad options before they become real losses, and commit to a path that delivers what you value most.

  • Viability, years 1–2: hit your medium-term goal and review it monthly
  • Scale, years 3–5: the long-term vision of what the business becomes
  • Revenue, costs, capital and taxes at every step, measured against your personal number
4 Trial Forecasts Free, No Account Needed
Help at Every Step

You Don't Need a Finance Background.

An AI advisor sits beside every screen, and a person who built these models for a living is there when you need extra help.

Occam, the AI advisor
Occam AI Advisor

An Advisor in the Room

Occam is a frontier AI model built into the platform. It sees the numbers on your screen, so you ask about them in plain words. Available on all paid plans.

  • Draft Have Occam draft a full plan, end to end, researched against pricing and costs in your market.
  • Explain Ask about any number and what it means for a business like yours.
  • Review As you customize your plans, have Occam check your work before you rely on it.
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Joao Galbier, founder of Occam's Model
Joao Galbier Founder

An Expert Within Reach

Eight years building the models lenders, buyers and investment committees decide on, at Bank of America Merrill Lynch, EagleTree Capital and Thermo Fisher Scientific.

  • Any paid plan Book a one-on-one session whenever you want a second set of eyes.
  • Advisory Plan A private message board, answered within 24 hours. Joao can open your drafts, so the advice is about your numbers.
  • Partner Plan A standing weekly session with your dedicated advisor. The fastest way to answers before a lender meeting or a big investment.
Meet Joao

Built to support your life, not just your business.

Start with the free steps. See where you stand. Pay only when you want the depth.

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